8/13/2023 0 Comments Free credit report![]() ![]() It means you have been late in paying credit card bills or EMIs for loans. If you have not used a credit card or have never taken a loan, you will have no credit history.Ī CIBIL score in this range is considered as a bad CIBIL score. This means it is either “not applicable” or no history”. Your credit score and your report will be then displayed on the screen.The next step would be to verify your age.An OTP will be sent to your mobile number for verification.Here are the steps to follow for a credit score check within 2 minutes. Checking your credit score does not affect your score, so it's a good idea to check it regularly to make sure there are no errors. You can check your credit score for free once a year from any of the three major credit bureaus.You can check your credit score for free from BankBazaar Website. ![]() ![]() The Reserve Bank of India has licensed four credit information companies in India to calculate credit scores namely, Credit Information Bureau (India) Limited (CIBIL), CRIF Highmark, Experian, and Equifax. When you apply for a credit card or a loan from a bank of NBFCs, having a higher credit score may entitle you to receive further benefits such as a higher loan amount, lower interest rate and your choice of tenure to repay the loan. Credit scores are calculated by the credit bureaus in the country after taking into consideration several factors like the length of your credit history, repayment records, credit inquiries, among others. Credit Score - Every Thing You Need to KnowĪ credit score is a three-digit number from 300 to 900 used to determine the creditworthiness of an individual. ![]()
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